You can prepay your loan in whole or in part at any time with no prepayment penalties. 

You can view your payoff amount on the Repayment section of your dashboard. Clicking on "Pay Off Loan" will show you the total payoff amount as of that day, including any accrued interest, and allow you to make a payoff payment for the full remaining balance.

If you would prefer to send payoff via check, please reach out to us at servicing@upstart.com and we can provide you with a payoff table good for 30 days. Check payments are effective as of the day we receive the check and you should allow 7-10 business days for transit/processing.

Please note that payoff amounts are calculated with the assumption that all payments scheduled before or on that date are successful. In other words, if any payments on your payment schedule were to be canceled or unsuccessfully processed, the payoff amount would change.